Terms & Conditions

Introduction

The use of the Raiffeisen Bank Hungary APIs (henceforth the “API”) and Developer Portal (henceforth the „Portal“) is subject to the following Terms and Conditions (the “T&C”). Please read these terms and conditions carefully. By using the API and Developer Portal you certify that you have read and understood the T&C and agree to its terms.
We may change the content or services found on the Portal at any time without notice, and consequently the data of the Portalmay change at any time in the future. You agree to revisit this page regularly and your continued access to or use of the Portal and the API will mean that you agree to the changes.

The Portal and the API are operated by Raiffeisen Bank Hungary Zrt. (henceforth the “RBHU”), with registered office at Hungary, 1054 Budapest, Akadémia u. 6, company identification number Cg. 01-10-041042, registered in the Commercial Register kept by the Municipal Court in Budapest.

 

Registration to the Portal

The Portal is a discretionary offer by RBHU. You must register through the website at http://developer.raiffeisen.hu/ for access to both Portal and API. Any information that you provide in connection with your registration must be correct and complete, and you are responsible for maintaining such information up-to-date and accurate throughout the term of your registration. Upon successful registration, you may be provided with access credential, passwords, API security keys and other account information (the “Credentials”). The Credentials are, and will remain, the property of RBHU and you are granted a nontransferable license to use the Credentials for the sole purpose of participating in the Portal. You must keep the Credentials confidential and may not sell, transfer, sublicense, or otherwise disclose your Credentials to any other person or for any other purpose. If you become aware or if you suspect that the confidentiality of your Credentials have been compromised, you are obliged to inform RBHU without undue delay. You must not attempt to circumvent or modify any Credentials or other security mechanism used by RBHU in connection with the Portal.

 

Terms of Use of the Portal APIs

You are responsible for all activities that occur under usage of your Credentials, regardless whether undertaken by you or someone else. You are obliged to comply with all legal requirements and refrain from creating content that is unlawful or otherwise objectionable, or any content that may be construed as such.

You are prohibited from and you will not engage particularly in any of the following activities:
a. reverse engineer, disassemble, reconstruct, unmask, reverse assemble or decompile any object code of the platform, any RBHU test data, API or any other data provided by RBHU in connection with the Portal and the API;
b. attempt unauthorized access to, or use of, RBHU’s services or systems;
c. damage, disrupt, or otherwise negatively affect the operation of RBHU’s services or systems including but not limited to intentionally or negligently overloading RBHU’s network or conducting denial of services attacks, finding or exploiting vulnerabilities in RBHU’s security;
d. generate unnecessary or excessive calls or volumes of activity on or through API;
e. engage in any activity that prevents any other developer from using the Portal or the API;
f. use any robot, spider, site search or other application to retrieve or index Portal;
g. use any robot, spider, or other automatic device to create accounts on Portal;
h. collect information about other developers;
i. introduce any viruses, worms, trojans, webbots, trapdoor or other malicious code;
j. disable, hack disrupt, damage or interfere with the Portal or the API;
k. use the Portal and the API in a manner that may be regarded as being false or misleading to us;
l. distribute, disclose, publish, market, sell, rent, lease, sublicense or assign to any third party any information to which you have access via Portal without prior express consent of RBHU.

A violation of any of the foregoing may result in the immediate termination of your access to the Portal and the API.

 

Termination of your Registration

In case you suffer a security breach that impacts on the confidentiality or integrity of the Portal and the API RBHU will act according to the Section 39/A Enacted by Section 48 of Act CXLV of 2017 and might terminate your right to access to the Portal.

 

Cookies

RBHU uses cookies for supporting operation and functionalities of the website, such as technical operation of the website to ensure it performs as expected. Cookies are used to track users across our websites. They can be used to build up a profile of search and/or browsing history for every user. Identifiable or unique data may be collected. Anonymized data may be shared with third parties. Cookies are used to support your experience on the site and include user-selected options, site navigation aids, etc. Generally, no personally identifiable data is collected with these types of cookies. To have more information how RBHU use cookies, please visit RBHU1s website Cookie Policy at https://www.raiffeisen.hu/raiffeisen-csoport/raiffeisen-bank-zrt/jogi-ny....  

 

Information on personal data processing

By using the Portal you accept RBHU’s Privacy Policy (https://www.raiffeisen.hu/raiffeisen-csoport/raiffeisen-bank-zrt/jogi-nyilatkozatok/adatkezelesi-tajekoztato).

RBHU collect information to provide better services. RBHU only process data about you, you have provided by the registration.We also collect the content that you create, upload or receive from others when using our services. We only use this information to provide you with the services of the Portal and giving information about the Portal, so to interact with you directly. We also use your information to ensure that our services are working as intended, and we use your information to make improvements to our services.We use data for analytics and measurement to understand how our services are used.We use information to help improve the safety and reliability of our services. This includes detecting, preventing, and responding to fraud, abuse, security risks and technical issues.We’ll ask for your consent before using your information for a purpose that isn’t covered in this Privacy Policy.When you’re signed in, you can always review and update information. You can also request to remove content from the service based on applicable law. To delete your information, you can either delete your content or delete your registration. Please be aware to the fact, that we are obliged by law to pertain information about you after you deleted your registration, so we do retain data for limited periods when it needs to be kept for legitimate business or legal purposes. We do not share your personal information with companies, organisations or individuals, except in the following cases: we’ll share personal information outside of RBHU or Raiffeisen Group when we have your consent; we provide personal information to our affiliates and other trusted businesses or persons to process it for us, based on our instructions and in compliance with our Privacy Policy and any other appropriate confidentiality and security measures; to meet any applicable law, regulation, legal process or enforceable governmental request; to detect, prevent or otherwise address fraud, security or technical issues; to protect against harm to the rights, property or safety of RBHU or Raiffeisen Group, our users or the public as required or permitted by law. We change this Privacy Policy from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent. We always indicate the date when the last changes were published and we offer access to archived versions for your review. If changes are significant, we’ll provide a more prominent notice (including, for certain services, email notification of Privacy Policy changes). We provide the controls described in this policy so you can exercise your right to request access to, update, remove, and restrict the processing of your information, you also have the right to object to the processing of your information or export your information to another service. If you have questions, you can contact our data protection officer or contact the data protection authority if you have concerns regarding your rights.